Credit Officer

QR8,000

Additional Info

First NameAsma
Last NameJarray
EducationMaster degree
Field of StudyFinance
Time Period6 years
College or UniversityInstitute of Higher Studies
Job TitleCredit Officer

Work Experience

06/2016-07/2019
Commercial Bank , Tunisia
Credit Officer.
• Prepare reports describing loan recommendations .
• Monitor daily credit operations and mentor junior officers .
• Verify interest fixing and syndication loans rollover .
• Accept or reject the staffs credit recommendations .
• Prepare written analyses on all loans .
• Identify problem loans .
• Assess Business risks and manage Credit functions .
• Continually update regulatory and banking knowledge through training .
• Checking daily reports .
• recommends strategies for problem credits in compliance with credit policy to optimize value .
• Reviews new credit products .
• Create a credit scoring model .
• Manage customer credit files .
• Monitor the credit granting and updating process .
• Assist senior-level credit officers with complex loan applications .

02/2015-05/2016
FOREX Trading Company , Tunisia
Assistant Finance Manager
• Assist with billing invoices.
• Maintain various budget worksheets throughout the year to help facilitate the annual budget preparation in the
guidance of the manager.
• Manage cash flows.
• Supervise the financial transactions within and outside the company.
• Handle the day to day job performance of the staff members and manage the payroll activities in approval of the manager.
• Preparing and presenting financial reports for meetings and investors.
• Liaising with other departments and business units on a range of issues.
• Recommend and maintain a system of policies and procedures that impose an adequate level of
control over Finance Department activities.

06/2014-01/2015
COMAR Insurance
Insurance Costumer Service Representative ,
• Confer with customers by telephone or in person in order to provide information about products and services, to
take orders or cancel accounts, or to obtain details of complaints.
• Contact customers in order to respond to inquiries or to notify them of claim investigation results and any
planned adjustments.
• Complete contract forms, prepare change of address records, and issue service discontinuance orders, using
computers.
• Keep records of customer interactions and transactions, recording details of inquiries, complaints, and
comments, as well as actions taken.
• Order tests that could determine the causes of product malfunctions.
• Review insurance policy terms in order to determine whether a particular loss is covered by insurance.
• Solicit sale of new or additional services or products.

09/2014-06/2016
Institute of Higher Studies ,
Master’s degree in Financial Engineering
09/2010-06/2014
Institute of Higher Commercial Studies ,
Bachelor degree in Finance

Listing ID: 7115dcaa1ddb7475

March 11, 2020 11:15 am

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